• Cheque book
  
• Balance inquiry at all Oman Switch & Visa ATMs across the globe.
• Access to mBanking & Internet Banking anywhere, anytime.
• Convenient shopping at all Visa Electron stores worldwide using an international debit card, linked to the current account.
  
• Payment of utility bills through various electronic channels.
  
• Overdraft facility to meet unforeseen business needs.
  

• All Omanis whose salaries are assigned to Bank Muscat.
• Residents with a minimum salary of OMR 500 assigned to Bank Muscat.

To view the Bank charges, click here.

• Application form
• National ID card for Omanis / passport copy and resident ID for expatriates
• Proof of employment (if applicant is employed)
• Proof of address (for non-resident customers)
• FATCA – W9 Form (for USA nationals, US Tax resident and Green Card holders)
• FATCA – W8BEN Form (for customers with a USA address or telephone number or for customers making outgoing payments to the USA)

Additional requirements for Non-residents and GCC Nationalities only:

• Address proof of permanent address or Oman residential address.
• Provide document to support purpose of opening account.
• Complete the full Common Reporting Standard (CRS) section in account opening form.

• In case minimum balance falls under OMR 200 during any day of the month, a non-maintenance fee will apply.
• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.
  

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Customers can operate their Al Mazyona Savings Accounts in various currencies of their choosing, these include OMR, AED, EUR, GBP, USD and other major currencies.
• Carry out all the banking transactions using the Bank’s e-channels such as: ATM/CDM, PoS Machines, mBanking and Internet Banking.
• Access to our 24-hour call center.
• Cash withdrawals, deposit & balance inquiry services for individual account holders locally and internationally.
• Utility payments conveniently through various electronic channels.
• If you are an existing customer, you can open a new Al Mazyona Non-Interest Bearing or Interest Bearing Savings Account directly through mBanking, Internet Banking or at the nearest branch.

• All individuals with valid required documentation are eligible to open Savings account.
  

To view the Bank charges, click here.

• Completed application form
• National ID card for Omanis / passport copy and resident ID for expatriates
• Proof of address (for non-resident customers)
• FATCA – W9 Form (for USA nationals, US Tax resident and Green Card holders)
• FATCA – W8BEN Form (for customers with a USA address or telephone number or for customers making outgoing payments to the USA)

Additional requirements for Non-residents and GCC Nationalities only:

• Address proof of permanent address or Oman residential address.
• Provide document to support purpose of opening account.
• Complete the full Common Reporting Standard (CRS) section in account opening form.

• In case minimum balance falls under OMR 100 during any day of the month, a non-maintenance fee will apply.
• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Free sms alerts when salary is credited to the account.
• Free international debit card.
• Access to mBanking & Internet Banking anywhere, anytime.
• Payment of utility bills through various electronic channels.
• Free account statement by mail.
• Wide range of remittance options.
  

• All Omanis whose salaries are assigned to Bank Muscat.
• Residents with minimum salary of OMR 500 assigned to Bank Muscat.

To view the Bank charges, click here.

• Application form
• National ID card for Omanis / passport copy and resident ID for expatriates
• Proof of employment (if applicant is employed)
• Proof of address (for non-resident customers)
• FATCA – W9 Form (for USA nationals, US Tax resident and Green Card holders)
• FATCA – W8BEN Form (for customers with a USA address or telephone number or for customers making outgoing payments to the USA)

Additional requirements for Non-residents and GCC Nationalities only:

• Address proof of permanent address or Oman residential address.
• Provide document to support purpose of opening account.
• Complete the full Common Reporting Standard (CRS) section in account opening form.

• In case minimum balance falls under OMR 100 during any day of the month, a non-maintenance fee will apply.
• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Personalized Zeinah debit card.
  
• Easy and secure online shopping​.
  
• Online & mobile banking facilities from anywhere, anytime.
• Payment of utility bills through various electronic channels.

• All Omani and resident women above 18 years are eligible for Zeinah account.
• Salary is not a criteria to open Zeinah account.

• Online & mBanking access anywhere, anytime.
• Access to ATM/CDM machines and online and POS payments.
• Quick and efficient local and international money transfers.
• Daily cash withdrawal limit of OMR 1000.
• Discounts and offers on selected stores, click here for more details.
• Shababi exclusive competitions through Bank Muscat’s accounts on social media.
• No minimum balance fees.
• Payment of utility bills through various electronic channels.

• All individuals (Omani and Residents) between the ages of 18 and 22 years.

• To view the fees and charges associated with this account, please click here.

• Application form.
• National ID card for Omanis / passport copy and resident ID for expatriates.
• Proof of employment (if applicant is employed).
• Proof of address (for non-resident customers).
• FAA – W9 Form (for USA nationals, US Tax resident and Green Card holders).
• FATCA – W8BEN Form (for customers with a USA address or telephone number or for customers making outgoing payments to the USA).


• Additional requirements for Non-residents and GCC Nationalities only:
1. Address proof of permanent address or Oman residential address.
2. Provide document to support purpose of opening account.
3. Complete the full Common Reporting Standard (CRS) section in account opening form.

• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.
• Once the customer turns 23 they can visit the nearest branch to apply for an alternative Debit Card. (please note that the existing Shababi Debit card will continue to be active until the expiration date printed on it).
• Only employed Shababi customers are eligible to take any loans, cheques and credit cards.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Life Insurance.
• The guardian can view and use the child’s account using Mobile Banking and Internet Banking.
• No minimum balance fee.
  
• Access to a 24 hours contact center facility.
  
• Apply directly to request to open a children’s account directly through mBanking and Internet Banking.
  
• ​Eligible for the Themaar Savings Plan ​to grow your children’s account.

• All children below 13 years of age are eligible for Children’s account.
• Minimum Balance OMR 50 to be eligible for free insurance coverage.

• To view the fees and charge​s associated with this account, please click here.

• For Existing Bank Muscat Customers – Omanis:
• Application form.
  
• Child’s National ID Card or Birth Certificate or Passport.
• Parent (or legal Guardian) National ID.
• When authorizing the mother, the following documents must be presented:
• Application form with the father's signature in the required field.
• Child’s Birth Certificate.
• Copy of the legal Guardian's ID.
• Mother's ID card.
• For Omanis (None Bank Muscat Customer) & Residents:
• Individual Account Opening form.
• Child National ID Card or Birth Certificate or Passport.
• Guardian ID and passport with a valid visa.

Available here are the Terms and Conditions for all the above forms.

• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.
• Once the child turns 13, the account will automatically be converted to a Floosi account for 13-17 year olds and they will be eligible to apply for a debit card.
• The father can authorize an alternative person to be the legal guardian for the child account.
• Loans, cheque books, or credit card applications cannot be requested using a children account.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Systematic savings that lets you achieve your goals
• Freedom to choose a monthly amount based on your needs
• Apply easily through mBanking or Internet Banking or at any of our branches
• Monthly debits from your account and directly to your Themaar Savings Plan
  
• Guaranteed returns on deposit
  
• Protection of your deposits
• Free life insurance coverage, maximum up to OMR 50,000. download Provisional Certificate and Life Insurance document.
• Additional saving amount at plan creation
• Plan duration can be from 1 year to 10 years
• Minimum amount OMR 10 and maximum amount OMR 1,000
  
• Available for children using their Bank Muscat Children’s Accounts​.

• All customers, Omanis and residents, up to 65 years old are eligible to apply for the plan.

To view the Bank charges, click here.

• Completed application form.
• National ID card for Omanis / passport copy and resident ID for expatriates
• Active Saving or Current account in Bank Muscat

• In case the customer would like to prematurely exit from the savings plan, a pre-mature exit fee will be charged.
• Exit prematurely before completing one year from date of commencement the plan, shall pay a fees as determined in the tariff book and shall not receive any returns.
• Exit prematurely after completing one year from date of commencement the plan, shall pay a fees as determined in the tariff book and applicable return interest rate will be revised based on deduction of 1% from actual return interest rate.
• In case a monthly deposit is missed, the maturity amount will reduce at the end of the term. The savings plan will be canceled automatically if a customer misses 6 continuous payments/instalments and Premature Closure Terms and Conditions will apply.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• A fixed deposit can be opened either in the name of individuals or in the name of an organization / ministry / company (irrespective of the size)

To view the Bank charges, click here.

• Completed application form
• National ID card for Omanis / passport copy and resident ID for expatriates
• Active Saving or Current account

• Any withdrawal before the date of maturity will be subject to a penalty and /or any charges as the bank may deem appropriate.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.

• Personalized debit card.
• No minimum balance required.
• Social Media giveaways with some amazing prizes.
• Gaming tournaments and exclusive events with the chance to win prizes.
• Exclusive discounts and offers at your favorite restaurants, cafes and entertainment venues.
• Access to mBanking, ATM cash withdrawal, e-commerce transactions, and POS service.
• Free Personal Accident Insurance (minimum balance of OMR 50 required to be eligible).

• All individuals (Omanis and residents) aged between 13 to 17 years.

• To view the fees and charges associated with this account, please click here.
  

• For Existing Bank Muscat Customers - Omanis:
1. Application form
2. Child’s National ID Card or Birth Certificate or Passport.
3. Parent (or legal Guardian) National ID.
• When authorizing the mother, the following documents must be presented:
1. Application form with the father's signature in the required field.
2. Child’s Birth Certificate.
3. Copy of the legal Guardian's ID.
4. Mother's ID card.
• For New Bank Muscat customers (Omanis & Residents):
1. Individual Account Opening form
2. Child National ID Card or Birth Certificate or Passport.
3. Guardian ID and passport with a valid visa.

Available here are the Terms and Conditions for all the above forms.

• If no transactions occur for 1 year, your account will turn dormant and dormancy fees will be applied. You will need to visit your nearest branch to re-activate the account.
• Once the customer turns 18, the account will automatically be upgraded to a Shababi account (specifically designed for 18-22 year olds) and the customer can visit the nearest branch to update their personal details and request for a Shababi Debit Card.
• The Father or legal Guardian that have a Bank Muscat account have access to view & transact on their child’s Floosi account using mBanking or Internet Banking.
• Only one mobile number can be registered with Bank Muscat and this is the number on which all SMS messages will be sent, so this number must be specified when applying to open an account– whether it is the child’s number or the father or legal guardian's number.
• Loans, cheque books, or credit card applications cannot be requested using a Floosi account.
• The father has the ability to authorize an alternative person to be the legal guardian of the account.

General Individual Accounts Terms & Conditions have been updated. Please click here to view the new T&Cs.